Commercial Auto Insurance

The usage of company vehicles is as varied as the types of vehicles available. Our professional team will review your operation and the types of vehicles used to determine the appropriate coverage and limit options best for your business needs.

There are no shortage of options when it comes to coverage for your commercial vehicles. We will help guide you through the selection process to identify coverages appropriate to you, here are a few options we can review:

Bodily Injury Liability Coverage: Pays for bodily injury or death resulting from an accident for which you are at fault and, in most cases, provides you with legal defense.

Property Damage Liability Coverage: Provides you with protection if your vehicle accidently damages another person's property and, in most cases, provides legal defense.

Medical Payments: Pays for reasonable and necessary incurred medical expenses for you and your passengers as a result of a covered accident.

Uninsured Motorists Coverage: Pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver.

Underinsured Motorists coverage can also be included to provide protection when the at-fault driver has insufficient insurance.

Physical Damage Coverage: Pays for damage to your vehicle from theft, vandalism, flood, fire, and other covered perils.

Collision Coverage: Pays for damage to your vehicle when it hits or is hit by another object.

Hired & Non-Owned Auto Liability: Covers claims against your business if an employee has an accident while using his or her own (or rented) vehicle for business purposes.